Podcast #5 – Philosophy of retirement, what and how to achieve when you retire

 

This podcast is not about money

-Uncover the potential when you retire
-What is Philosophy of Retirement?
-What is Retirement Life Plan?
-How is the Retirement Life Plan related to a client’s financial plan?

During Gary’s 26 years in the financial services industry, Gary provided financial advice to thousands of clients. He came to recognize that many of these clients were in need not only of financial advice but non-financial advice as well.

Gary W. Poier, CFP
Email Gary at gary [AT] aspirepersonalachievement.com or call (403) 835-0615

Podcast #4 – Employment law and contracts

-Who should need an employment contract?
-What is the difference between a contractor and an employee?
-How much does a contract cost?
-What happens if there is a dispute?
-How much does a contract cost?
-Should employees seek legal advice regarding their contracts?
-Should you draft a contract yourself?
-How to find the right lawyer?
-What happens if you work for a company located overseas?
-Advice

Murray Harris is a lawyer in Calgary.  He represents individuals and corporations in commercial and personal legal matters throughout Western   Canada; for a time he was also an Attorney in the Cayman Islands.

Murray primarily focuses on employment, commercial and injury claims.  Murray‘s historical experience is vast.  Some of the more notable retainers include acting on a team of lawyers defending the auditors of the Bernard Madoff funds, as well as defending the directors of the defunct SPHinX Group of Hedge Funds.  Murray also acts for select insurers and Lloyd’s syndicates in property and professional liability matters.

Email Murray at harris [AT] resolutelawgroup.ca or call (403) 992-2067

Podcast #3 – Car and home insurance, tips and advice

-Benefits of using an insurance broker
-Will price of insurance change from one broker to another?
-What does affect the price of insurance?
-What endorsement should you have on your policy?
-What should you pay your attention to when you buy an auto insurance?
-Should you notify your insurance company when you use your car for your business?
-If the claim happens is the broker involved?
-Should you have your home and car insurance with the same insurance company?
-What does home insurance cover?
-Advice and recommendations

Barry Haggis, BA joined Young & Haggis team in May of 2011 as a licensed broker.

Email Barry at barryhaggis [AT] young-haggis.com or call 403-212-5110

Podcast #2 – What is Registered Disability Savings Plan?

-What is RDSP?
-What is Disability tax credit? Who can qualify? Who would get tax credit if the parents are divorced?
-How much money can a person contribute to RDSP?
-What is the difference between bonds and grants and how much are they?
-What bank can I open an RDSP with? What are the investment options?
-Who will be the owner of RDSP if the owner passes away?
-Can both parents be the owners of RDSP? Can the ownership be transferred to the child after s/he is an adult?
-How to use an RDSP?
-How much does it cost to open and maintain an RDSP?
-How to withdraw money from RDSP?

Steven Williams has 20 years experience in financial services, bookkeeping and accounting. Steven specializes in presenting and opening the Registered Disability Savings Plan (RDSP).
With a blended family that includes eight children, Steven proudly displays an entrepreneurial attitude evident in many Alberta business owners. True to his community roots, Steven volunteered for over 6 years on the McKenzie Towne Resident’s Association Board. Steven is also a dedicated plasma donor for Canadian Blood Services.

Email Steven at steven [AT] rdsplan.ca

Podcast #1 – Mutual Funds vs Segregated Funds vs ETFs

Topics discussed

-What are ETFs, mutual funds and segregated funds?
-What are the advantages and disadvantages to invest in them?
-What are the costs associated with each investment?
-Why does the media like ETFs?
-What are the tax implications of owning each of those investments in registered and non registered accounts?
-Who should or should not buy ETFs, mutual funds, segregated funds?

An interview with Richard Knowles – Sr. Associate and Independent Financial Advisor and Planner, Customplan Financial Advisors Inc.

About Richard Knowles:
As a multi-licensed and certified Financial Professional in Wealth and Risk Management and Financial Planning since 1994, Richard has been successfully shaping the financial well-being of individuals, incorporated professionals and executives and companies by successfully utilizing the most advanced areas of tax engineering, wealth creation, debt reduction and estate planning possible in the world today.